Frequently Asked Questions

 At the Law Offices of Elvis C. Banks, we handle most personal injury cases on a contingency fee basis. This means you pay no attorney's fees unless we recover compensation for you. During your free consultation, we will explain our fee agreement and answer any questions you may have. 

 The time limit for filing a personal injury claim is called the statute of limitations, and it varies depending on the state and the type of case. Waiting too long could result in losing your right to seek compensation. Contact our office as soon as possible after your accident so we can evaluate your case and discuss the deadlines that may apply. 

 If an insurance adjuster contacts you after an accident:

• Remain polite but cautious. 
• Do not admit fault or speculate about what happened. 
• Do not agree to a recorded statement without first speaking with an attorney. 
• Do not accept a settlement offer before understanding the full extent of your injuries. 

Insurance companies often try to settle claims quickly and for less than they may be worth. Before speaking with the insurance company, contact the Law Offices of Elvis C. Banks to discuss your rights.

 Every personal injury case is different. The value of your claim depends on many factors, including:

• The severity of your injuries 
• Medical expenses 
• Future medical treatment 
• Lost wages 
• Loss of earning capacity 
• Pain and suffering 
• Property damage 
• The available insurance coverage 

During your consultation, we can review the facts of your case and provide guidance based on the information available.

 The length of a case depends on many factors, including:

• The seriousness of your injuries 
• How long medical treatment lasts 
• Whether liability is disputed 
• The insurance company's willingness to negotiate 
• Whether a lawsuit becomes necessary 

Some claims may resolve in a matter of months, while more complex cases can take longer. Our firm works diligently to move your case forward while pursuing the best possible outcome.

Being partially at fault does not automatically prevent you from recovering compensation. Depending on the laws of the state where the accident occurred, you may still have a claim even if you share some responsibility.

Because comparative fault rules vary by jurisdiction, it is important to speak with an attorney about your specific circumstances before assuming you do not have a case.

 Depending on the facts of your case, you may be entitled to compensation for:

• Medical expenses 
• Future medical care 
• Lost wages 
• Reduced earning capacity 
• Pain and suffering 
• Emotional distress 
• Property damage 
• Permanent disability 
• Wrongful death damages (when applicable)

 Yes. Following your healthcare provider's treatment plan is important for both your recovery and your legal claim. Missing appointments or stopping treatment without medical advice may affect your health and the documentation of your injuries. 

 If available, please bring:

• Police or accident report 
• Photographs or videos of the accident 
• Medical records and bills 
• Insurance information 
• Correspondence from insurance companies 
• Witness information 
• Any documents related to your claim 

If you do not have these items, do not worry. We can help you obtain many of the records needed to evaluate your case.

 Clients choose our firm because we offer:

• Experienced representation in personal injury matters 
• Millions recovered for injured clients 
• Personalized attention 
• Direct communication with your attorney 
• Aggressive advocacy against insurance companies 
• No attorney's fees unless we recover compensation on qualifying contingency fee cases

If you have been injured in an accident or believe someone else's negligence caused your injuries, we're here to help.

Law Offices of Elvis C. Banks
6094 Apple Tree Drive, Suite 9
Memphis, TN 38115

Phone: (901) 208-8776
Fax: (901) 208-8778
Cell: (901) 502-9384
Email: elvisban@aol.com

When You're Hurt, We Go to Work.
The Insurance Company Has Lawyers. So Should You.

The information provided in these FAQs is for general informational purposes only and does not constitute legal advice. Reading this page or contacting the Law Offices of Elvis C. Banks does not create an attorney-client relationship. Laws vary by jurisdiction, and every case is unique. Please contact our office to discuss your specific legal matter.